Ginger farmers in Doti are insuring their crops with Shikhar Insurance, facilitated by RAP3 CONNECT partner Organic Mountain Flavor (OMF).
OMF staff have travelled to the farm gate to help farmers complete application forms and collect premiums. Completed forms and payments were then submitted to the Shikhar Insurance branch in Dhangadhi for processing.
Farmers are investing to purchase insurance policies, benefitting from the 75% subsidy available from the Government of Nepal.
The policy insures ginger crops against a variety of risks including fire, lightning, flood, landslide, subsidence, storm, hailstorm, snow, frost, infestations and diseases.
To date, 72 policies have been issued and further applications are in process.