160 ginger farmers in Doti had insured their crops with Shikhar Insurance, facilitated by RAP3 CONNECT partner Organic Mountain Flavor (OMF). The farmers invested NPR xxxx to purchase insurance policies that provided cover against a variety of risks including fire, lightning, flood, landslide, subsidence, storm, hailstorm, snow, frost, infestations and diseases.
Ms. Tulsi Devi Bucha Magar invested NPR 905 to insurance x ropani of ginger crops and personal accident insurance. The crops were damaged due to frost and she submitted a claim to Shikhar Insurance Dhangadhi Branch. She has received 100% compensation as per the policy, 90% of the insured crop value.